When a mortgage lender evaluates a borrower’s application for a mortgage and the home that will be used as collateral and approves or rejects the loan request, the process is called underwriting.

Online-only mortgage applications can offer faster processing times and convenience, but may not be the best fit for individuals with complicated finances or who don’t fit the typical borrower profile ...

Within hours of your lender pulling your credit report, you might receive dozens of calls, texts and emails from random ...

Buying a home is the most expensive purchase many people make in their lifetime. Some people do it only once, while others ...

Applied for a mortgage and heard “no” instead of “approved?” Consumer Investigator Rachel DePompa explains the top reasons ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Applying for a mortgage is a big step, both towards becoming a homeowner and in terms of your finances. Ideally, when you finally submit your application, you will get approved — and it will be under ...

Time and again, research shows that comparison-shopping for a mortgage lender can help you obtain the best possible loan terms. Compare at least three offers. Before you apply for preapproval, ...

Valerie Morris is an editor at Fox Money and a personal loan expert. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned ...

Discover essential tips for seniors to navigate home loans, from eligibility to optimizing loan terms and enhancing approval ...