Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

One of these banks can earn you up to $300 just for opening a new account. Read our list of picks to learn how to get started ...

SoFi® offers a solid interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A 0.50% APY on all balances and an opportunity to earn a bonus between $50 ...

Start by identifying your primary banking needs: checking, savings, CDs or specialized services. Avoid banks with excessive ...

Our Selections Of The Checking Account Options We break down the best free bank account and checking account options below. This list includes mostly online checking options, but you may also find ...

Not all checking accounts pay interest. Among those that do, the numbers are pretty dismal — the average only pays 0.07%, according to the latest government data. Despite those low returns, dozens of ...

Banks and credit unions typically pay little to no interest for a checking account — among the ones that actually do, the average annual percentage yield is just 0.07%, according to the latest ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Brendan is a full-time senior editor of financial products and services at ...

Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.