A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

Repairing your credit starts with finding the right company to work with creditors and credit bureaus to remove questionable ...

Have you recently come across the name Factual Data on your credit report and wondered what it is? Factual Data isn’t a lender or service provider like some other entries on your report. Instead, it’s ...

Have you noticed a hard inquiry from JPMCB on your credit report? If you recently applied for a Chase Bank credit card, it’s likely responsible for the entry on your credit report. While one credit ...

TransUnion, one of the three largest credit bureaus in the U.S., has agreed to a $23 million class action settlement to resolve claims it failed to remove disputed hard inquiries from consumers' ...

Your credit scores might increase when hard inquiries fall off your reports, but it’s more likely the event won’t have any impact on your scores. Hard inquiries often only have a minor negative effect ...

Credit score might be one of the most critical figures in any adult's life. It reflects your borrowing and repayment habits, as documented in your credit history. Among the factors influencing your ...

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Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

Regularly monitoring your credit reports and scores can be an important part of managing your finances. However, some people worry that they’ll be punished for checking their credit. Fear not.

When you apply for any kind of credit, the application triggers a hard inquiry on your credit report which can cause your credit score to drop a few points (although the drop is temporary). The good ...

Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more. Lindsay VanSomeren is a personal ...