The average U.S. FICO score has dropped two points in the last year to 715, which could signal that consumers are facing increasing financial stress. Perhaps more concerning is that 90-plus-day ...
The average FICO score dropped to 715 in April 2025, down from 717 in 2024, because of rising credit utilization and increased delinquencies. Student loan delinquencies surged after COVID-19 ...
Missed student loan payments continue to hurt Americans’ average credit score, but the pain is evenly distributed, according to the credit scoring company FICO. At the same time, a record 48.1% of ...
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