Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Borrowers should carefully weigh their home equity loan pros and cons before getting started with the product. /iStockphoto .

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

Looking to borrow $25,000 worth of home equity this year? Here's what your monthly repayments could look like.

Refinancing your home equity loan can cut thousands in interest — especially if you're stuck with rates from 2023's spike. Here's how to decide if it's right for you.

Aven and Figure are two fintech lenders changing how people tap into their home equity, each with a distinct product. Both ...

Originations climb 5% YoY in Q1 2025 thanks to 44% refi leap, while home equity market sees strongest growth in three years Mortgage originations rose 5.1% year-over-year in Q1 2025, despite high home ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home ...

Learn how to get the best rate on a home equity loan Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By Written by ...