I've been debating whether to pay off my mortgage. I've refinanced at 2.375% and can get a certificate of deposit (CD) for a year at 4%. I was adding to my mortgage payment by about $1,000 a month to ...

You can earn over two times the national average APY by going with a CD that pays a highly competitive rate. For instance, depositing $25,000 into a one-year CD that earns a 4.25 percent APY will ...

Have trouble thinking long-term when it comes to investing? Try CDs. Feb. 18, 2010— -- Banks offer certificates of deposit with interest rates depending on how long you are willing to park your ...

With the Fed expected to cut rates in September, now might be the time to lock your money into a CD. An expert explains why.

For savers who've enjoyed high rates, the Fed's latest cut is both an opportunity and a challenge. Try these 7 smart moves to lock in today's best rates while staying flexible for what comes next.

A no-penalty CD is more flexible than a traditional CD. Learn how it works to see if it's right for your savings.

Savings yields are likely to nudge lower after the Federal Reserve cut interest rates by a quarter-point at its September meeting, marking the first rate cut in 2025. Savers face a shifting ...