Within a given year, is there any advantage to taking your required minimum distributions as soon as you can, or taking it ...

Question: I’m preparing for retirement and trying to figure out where I should go for money to meet my income needs. I understand that it’s important to start by withdrawing from some accounts and ...

So let’s stop lauding underspending in retirement; leaving a big bequest isn’t usually the best outcome. If you don’t need the money, you don’t need the money. But look around: Someone else in your ...

How to make sure your money lasts as long as you do. A few months ago, AARP released a survey that found that one in five ...

While direct contribution plans surpassed $10 trillion in assets by the end of 2024, asset leakage remained persistent.

Margaret Giles: Hi, I’m Margaret Giles from Morningstar. One of the major challenges for people spending from their portfolios is how to manage the tax bills from those paychecks. Joining me to ...

Noting that nearly half of Americans have nothing saved for retirement and the median 401(k) balance is less than $10,000, Morningstar set out in a new report, “Easing the Retirement Crisis,” to ...

Private equity in 401(k)s may face significant liquidity strains, reducing returns and complicating plan management, ...