Applying for a mortgage can seem overwhelming, but it doesn't have to be. Knowing ahead of time what documentation you'll need to provide can make the process go more smoothly. You’ll typically need ...

If your credit report has any negative history, or if there is something in your mortgage application that requires more information, a lender may ask you to submit a "letter of explanation." This isn ...

A letter of employment, also called a job letter or income verification letter, confirms that you have reliable income to pay off your mortgage. Many or all of the products on this page are from ...