This credit score model will help those with a thin credit history, medical debt or a prior settled collections access a mortgage.

Lenders are beginning to use VantageScore 4.0, which factors in consumer data not currently considered in the score that's been used with mortgages for decades.

Large mortgage brokers who have switched to VantageScore now report significantly improved pricing, eligibility and more ...

VantageScore 4.0 has been incorporated into the existing processes at Rocket for both the retail and mortgage broker-facing ...

In a significant advancement for the U.S. mortgage market, the Federal Housing Finance Agency (FHFA) and the Federal Housing Administration (FHA) today announced the full implementation of the ...

Average VantageScore Declines One Point in December and Two Points for the Year Number of VantageScore Subprime Borrowers Grows as Number of VantageScore Prime Borrowers Contracts Overall Credit ...

MyFreeScoreNow has integrated VantageScore ® 4.0 into its platform, giving real estate brokers and mortgage lenders a powerful new way to help clients access their credit scores, qualify for financing ...

Average VantageScore 4.0 Credit Score Rises on Strength for Top Tier Consumers Lending Increases Year-Over-Year as Banks Selectively Increase Originations to Top Tier Lower-Tier Consumers Remain Under ...

The average VantageScore is 700, slightly lower than a month before. There are now fewer consumers in the prime tier, while the subprime and nearprime tiers increased. Delinquencies rose across all ...

Households are pulling back on borrowing and reducing revolving balances, leading to improvements in consumer credit conditions, according to the latest edition of CreditGauge™ from VantageScore. The ...

United Wholesale Mortgage (UWM) is temporarily offering a no-cost credit report program for mortgage brokers as the industry prepares for broader adoption of alternative credit-scoring models and ...

Credit repair expert Micah Smith says new VantageScore 4.0 mortgage rules let rent payments count, but warns late payments and high balances cut both ways.