If you’re serious about buying a home, it’s the first thing you should do.

Economic uncertainty has caused many Americans to hold off on buying a home. History shows that if you're holding out for substantially lower home prices or mortgage rates, you may have a long wait.

If you want to buy a home, you might be concerned that your student loan debt will hold you back. After all, the outsized loans might be wreaking havoc on many other areas of your financial life.