Two of the U.S. government’s main mortgage agencies will soon let borrowers use alternative credit scores to apply for loans—a move that could open the housing market to more Americans, but challenges ...

Fannie Mae announced that it no longer requires a minimum FICO credit score for loans processed through its Desktop Underwriter system. Supporters of the move feel this can open up conventional loan ...

SAN FRANCISCO--(BUSINESS WIRE)--VantageScore today announced the results of an analysis demonstrating that VantageScore ® 4.0 outperforms FICO 10T. In a first-of-its-kind analysis, VantageScore 4.0 ...

"We had a very strong quarter and a great start to the first half of our fiscal year" and "based on our results and outlook, we are increasing our fiscal 2026 guidance," said "President, CEO & ...

New white paper by Milliman shows FICO Score 10T outperforms VantageScore 4.0 on all mortgage types, including GSE and FHA loans New white paper by Milliman shows FICO Score 10T outperforms ...

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A new independent study is sharpening the debate over which credit scoring model will define the next era of mortgage underwriting. A white paper by actuarial firm Milliman found that FICO’s FICO ...

Consumer confidence in personal financial knowledge remains high, though foundational financial literacy shows a notable decline. About 59% of respondents to a new U.S. News survey don't know FICO ...

The start of 2026 has proven tough for flyers. Surging jet fuel prices have impacted airline passengers, leading to higher ticket prices across the industry. Unfortunately, frequent flyers will soon ...

A batch of loans originated by Newrez and delivered to Freddie Mac is providing one of the first real-world examples of how alternative credit-scoring models could function within the agency mortgage ...

If you have a suggestion on how to make this overview better, let me know at michaela.terenzani@spectator.sk. The first TEFI (The Eastern Frontier Initiative) newsletter has been released - a joint ...

It used to be that if you wanted to buy a home, you needed a FICO score. Now, you can use VantgageScore to apply for a mortgage. And that has put the pressure on FICO stock. But Fair Isaac, the ...