The XRP price dropped 3% in the last 24 hours as experts say consider this crypto wallet token that's charging toward $11 million in presale.

Mutuum Finance (MUTM) has now raised over $1 million from more than 2,000 investors in the opening phase of its presale, with 94% of tokens snapped up at the current price of $0.01. Early participants are positioning themselves for a guaranteed 600% return when the token launches at $0.

This ERC-20 gem could outshine Ripple, which hit $3.02 but now faces SEC issues. Will DTX Exchange pass the XRP Price in 2025 despite Ripple’s legal hurdles?

On the other hand, there’s PlutoChain ($PLUTO) — a new hybrid Layer 2 project that could fix Bitcoin’s long standing issues like high gas-fees and slow transactions.

The SEC has recently acknowledged Grayscale’s filing for an XRP ETF, a crucial step toward potential approval. This starts a review period, after which the SEC will decide on the ETF. While this has sparked optimism,