If you’re thinking about buying your first home but feel like you don’t know where to start.. Here are the 3 steps I cover in the video: ✅ Step 1: Talk to a lender so you know your real budget. ✅ Step 2: Get pre-approved — it makes your offer stronger and your search smoother. ✅ Step 3: Make a must-have list before touring homes, so you stay focused on what matters most to you. Buying your first home should feel exciting, not overwhelming. If you’re ready to start (or even just want to talk thro

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Documents you NEED for a first‑time buyer mortgage — save this for later 📁✨ 💼 1. Income Verification What you need depends on how you earn. If employed: • Last 3 months’ payslips • Last 3 months’ bank statements • P60 (sometimes requested) If self‑employed: • SA302s / tax calculations (usually last 2 years) • Tax year overviews Or • Business accounts (last 2 years) 💰 2. Proof of Deposit You must show where your deposit comes from. • Savings statements (showing build‑up of funds) • Lifetime IS